• Prandom_returns@lemm.ee
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    1 year ago
    1. The state
    2. The state.
    3. Not for free, but the state.

    Just like social housing. But for everyne.

    If you want to own a home, buy it from the state.

    If you can’t afford it, rent it from the state.

    If you want to buy it, but can’t afford it, do the bank thing, but with the state.

    • Cleverdawny@lemm.ee
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      1 year ago

      Yeah, uh huh, okay. So go do that if you really think you can come up with public housing that isn’t a fucking nightmare. And if you think you can get it passed. Until then, the rest of us have to live in the real world.

      • aesthelete@lemmy.world
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        1 year ago

        Yeah, uh huh, okay. So go do that if you really think you can come up with public housing that isn’t a fucking nightmare.

        The FHA is already involved with lots of real estate transactions. The VA already provides some of the best loans in the country to military personnel. Just because you cannot envision the state being involved in housing without it turning into housing testaments from USSR doesn’t mean it’s not possible.

        • Cleverdawny@lemm.ee
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          1 year ago

          Yep, and the great thing is that people have other choices, too. I’ve got no problem with FHA, VA, USDA loans.

        • Cleverdawny@lemm.ee
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          1 year ago

          You want the state to have a monopoly on rental housing and the sale of houses. That’s what I read.

          • Prandom_returns@lemm.ee
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            1 year ago

            That’s correct. How is this “social housing nightmare”? Instead of the bank owning your house, the state will.

            • Cleverdawny@lemm.ee
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              1 year ago

              Sounds awful. I don’t want ownership of my house to be exposed to malicious politicians and underfunded, incompetent bureaucrats following Byzantine regulations.

                • Cleverdawny@lemm.ee
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                  1 year ago

                  Not really. We are in a best of both worlds situation here, with government credit backing competitive private loans.

                  • Prandom_returns@lemm.ee
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                    1 year ago

                    Capitalism fanboys are the worst… You’re either a landlord, a boomer or deranged.

                    “Best of both worlds”. While housing crisis destroying lives of young people around the world. How fucking dare you.