• Stumblinbear@pawb.social
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    1 year ago

    despite instructions not to do so

    Careful with the “overdraft protection” wording. You want it disabled, not enabled.

    • ettyblatant@lemmy.world
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      1 year ago

      Yeah, I learned the hard way that I had to specifically ask the bank to just deny a charge instead of allowing it and then charging me a daily fee. What a fucking racket

      • WYLD_STALLYNS@lemmy.dbzer0.com
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        1 year ago

        I had it turned onto my account before, and I went in a told the manager if it gets turned back on, I’m coming back.

        He asked if that was a veiled threat, and I calmly said, does it need to be for it to turned it off permanently? He responded, no and promptly said it will never turned back on.

        It’s unfortunate that sometimes they force you to be pushy to a party that is only doing a job for under half the states average to buy a home. I’m not a violent person, but I also don’t like wait until there’s a problem to be jerked around for months.

      • bobs_monkey@lemm.ee
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        1 year ago

        I’ve had it where even if overdraft ‘protection’ is off, they’ll still allow ACH/recurring charges through and charge you the fee anyway.

    • AdamHenry@discuss.tchncs.de
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      1 year ago

      I swear that they will use any and everything to revive overdraft protection. I’ve gone in person, I’ve gone in person and gave them a signed and dated document I’ve also deposited a signed and dated document while making a check/cash deposit. It’s a 50/50 chance that if I call tomorrow, I will have overdraft protection. This really is something I recommend customers check on a regular basis.