I’m most looking forward to investing in stocks.

  • Cybermass@lemmy.world
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    1 year ago

    Investment is a side income, it’s almost impossible to make it a main income cause so much of it is out of your control. Some low risk ETFs and bonds are the way to build your portfolio.

    The best way to get wealthier is to get a higher paying job, if you can’t comfortably live and still save at least $500 a month you need to increase your income before investing will become viable.

    • Sarcastik@lemmy.world
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      1 year ago

      While I agree with most of what you said, solely focusing on a high paying job is a guaranteed way to create an unhappy life.

      Building financial discipline and learning how to save is one of the most critically underrated skills in creating personal wealth. You wouldn’t believe the amount of high income individuals that struggle to live BELOW their means and can’t build their net worth.

      At some point, it’s more about how much your save, than how much you make.

      • Cybermass@lemmy.world
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        1 year ago

        Agreed, a higher paying job only helps up to a point. Being able to save money is the key factor in building wealth. You can’t do it without a good paying job so that’s a must but it doesn’t mean you need to try for a job with 150k+ salary, especially if you hate the job and end up spending a bunch of your money on things that make you happy.

        After the point where you are saving over 1k a month the most important thing is learning as much as you can about financial literacy and creating a diverse portfolio of assets.