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Joined 5 months ago
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Cake day: February 1st, 2024

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  • I’d definitely recommend getting a credit report (not from the websites that advertise with an insane jingle, but from the actual credit bureaus — you’re entitled to a free report). Mine had debt from a relative with a similar name; I was able to get that removed. They will also tell you in more detail what goes in to calculating it.

    I agree that it’s not perfect, and often very opaque, but you should be able to get some understanding of why she doesn’t have good credit.


  • qjkxbmwvz@startrek.websitetoMemes@lemmy.mlthe debt
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    1 month ago

    …except that it used to be that your ability to secure a loan was based on where you went to school, how firm your handshake was, and if you happened to have the right skin color and sex organs.

    The current system certainly isn’t perfect; and if you’re denied a loan you have a legal right (in the US) to know the reason.

    There are systemic issues, to be sure. But the nominal goal is absolutely better than what we used to have.





  • I still use my i5-4670k machine. It has a SATA SSD, only 8GB RAM, but it is a completely zippy machine. Ancient (by today’s standards) 750Ti, but I only rarely use it for old games (Xonotic and Portal2) and it doesn’t break a sweat.

    Debian, i3wm, so it ends up being lightweight but that’s my preferred setup regardless of specs.







  • qjkxbmwvz@startrek.websitetoComics@lemmy.mlFreedom!
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    1 month ago

    That’s an unfair characterization.

    It’s not just the things they don’t like that can’t happen…it’s also the things they do like that must happen! See, for instance, prayer in school. (Separation of Church and State only applies to satanic stuff or something, idk…)