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Cake day: July 1st, 2023

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  • TL;DR: mine is $660/month for health, $42/month for dental

    Most folks in the US aren’t aware of how much they pay for health insurance. I live in California, where law requires full time employees (>30 hrs a week, >130 hrs month) be provided some amount of health insurance. The type of coverage varies not just from job to job, but also within the same job the employee must often choose their own plan from several company selected options at varying price tiers and types/amount of coverage. Usually the employee only sees the amount of the monthly cost that THEY are responsible for, which is then automatically removed from their paycheck. What most folks are unaware of is that the employer is also paying some of the cost (which is the part that the law makes them do). The part that makes it extra frustrating to deal with an already broken and overly expensive system, is that the rate paid by employers is negotiated in bulk with the insurance providers. Larger employers (national corporations with hundreds of thousands of employees) are paying much less than an individual or small employer would. This is the one of the largest reasons becoming unemployed is so dangerous in the US. In addition to not having income for food or housing, people often forego health insurance due to the expense. If you lose (or leave) your job you’re eligible to keep your current insurance plan for 18-36 months with COBRA (Consolidated Omnibus Budget Reconciliation Act, which is such a ridiculous backronym that I had to google it just now). This is often the only time people realize the true cost of their insurance as the entirety of it is then passed on to them directly (at the employer negotiated rate) and it shows up as a new monthly bill.

    I recently left my employer to start my own business and discovered that my true cost of insurance is ~$700/month ($660 Health/$42 Dental). Keep in mind, this doesn’t mean that I have zero medical bills should I actually visit a doctor or hospital. This is pretty good health insurance, but I still have to pay $5,000 out pocket (annually) before it kicks in at the full coverage amount. Since I had ear surgery earlier in the year and hit that limit, and wanted to be able to continue seeing the same doctors I had for already scheduled follow ups, I decided to keep the same insurance. That $5,000 isn’t the only expense that landed on my shoulders, there’s a bunch of rules that I honestly don’t fully understand and I’ve probably ended up paying somewhere between $7,500-$10,000 for the surgery I had (in addition to the monthly premium).

    The main reason I keep paying insurance (in addition to the fact that you’ll now be charged a penalty on your taxes if you go uninsured for a month), is my fear that you mentioned in the original post. Having a car hit me while I’m walking down the street and ending up with a $50,000 visit to the emergency room is a very real possibility without health insurance. California recently limited ambulance rides to a maximum cost of $1,200, so that’s… good?




  • Honestly, I love this, but I think the impersonator aspect cheapens it. Take clips of things he’s said and play them on a screen behind a podium across the stage from her. Have a moderator prompt the clips, have her rebuke/fact check them. Done.

    He doesn’t want to debate? Fine, we’ll have the debate without him. He’s already said what the people need to know. We just need to cut through the mountains of indecipherable bullshit he’s said while meandering around the point. Do him a favor and edit that down to his actual stance, as succinctly and clearly as possible. Don’t turn it into a joke making fun of how terrible he is at speaking, show people what he really wants to do.



  • As a game developer that has curated my mutual list of fellow developers, I’m saddened by the state of Twitter and genuinely have no alternative. A few folks have left for Threads, Mastodon, and BlueSky, but no community has coalesced on one platform. I would love to leave, but the fact is that if we want to communicate in a similar medium, we have to go where the people are. Right now, the people are still on Twitter.



  • I’m pretty staunchly anti-MAGA/Trump, but the ear bandage thing doesn’t bother me. Looking dumb is kind of the point. It’s like shaving your head when your friend goes through chemo. A shitty thing happened to them and now there’s an outward facing aspect of it that they can’t change. You do the same thing to yourself so they’re not alone.

    That being said, I’m very much looking forward to outliving Trump and hope to revel in some schadenfreude if he ever faces karmic retribution.

    Also, the cult is real and terrifying for about a billion reasons outside of the ear bandage thing.


  • jaaake@lemmy.worldtoMicroblog Memes@lemmy.worldSlorp
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    1 month ago

    I am both frightened (the race to market without considering the near- nor long-term costs to society as a whole neither ethics in many cases) and hopeful about the whole thing.

    Same! I’m downright terrified about the impossibility of determining what should be legal/illegal because our politics move at a glacial pace and rarely involve experts in the field. Some bad actors can AND WILL really fuck things up here. I do think that the possibilities are a net positive. If I were in charge, I would pump the brakes until we could better ascertain what the fallout will be.

    I have largely had bad experiences with AI assistants (coding, search, and other domains), except maybe helping with finding/generating code samples for libs/packages with poor or missing documentation (though I go to the docs and code first and those results aren’t always correct).

    Maybe my current scenario is in some Venn diagram of the perfect situation, but I’ve been having the opposite experience. I’m a game designer changing from about a decade of Unreal (and another decade and a half of various proprietary engines) to learning Unity. I’ve got a pretty clear idea of what I want to do, I’ve just got no clue how to do it. I’ve been using a combination of GPT-4o and co-pilot to figure things out and it’s been great! GPT has been a combination of pair programming and Google replacement. I’ll tell it what I’m trying to do and it not only spits out a code example, but it describes what each section is doing. Occasionally it’ll tackle problems from the wrong end, like yesterday it was placing a UI element and then clamping it to ensure it was drawn on screen instead of figuring out the proper screen space scale first and properly converting world space to that specific space/scale. But if you’re familiar with the methodology and need help with the syntax/structure, it’s kind of amazing. Co-pilot is SO FAST! I’ve got no idea where a property I’m looking for is being stored and that shit auto-completes (almost always) exactly what I’m looking for, purely based on context or comments. Some times it hallucinates properties that don’t exist, but the IDE calls my attention to that pretty quickly and co-pilot usually sets me on the right path.


  • jaaake@lemmy.worldtoMicroblog Memes@lemmy.worldSlorp
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    1 month ago

    It’s happening right now with AI. It’s currently in the Usenet phase. A few people understand it and are using it to positively alter their daily lives by improving their ability to gather and filter information, but (ironically) thanks to the internet the vast majority of people are distracted by some niches like generative art or writing book reports. In the next year or two, we’ll start to see mainstream people have AI personal assistants that will have conversations with other AIs. Even without the robotics component, daily life will change. Remember before you could order Amazon same day delivery, or Door Dash a meal? Imagine that level (and better) of tracking and communication for every service you could need, all completely automated. Your sink broke? A perfectly fine plumber can be here in 20 mins, be advised to expect an 80% chance that you’ll see their buttcrack, a 40% chance that they aren’t wearing deodorant, and a 100% chance there will be multiple off-color remarks about the current political situation. Does this bother you? Your AI already knows and an instant deep dive of reviews and social media has found a plumber that may in fact be your soul mate. They’ll be here on Thursday. Your AI queued up a playlist of your mutual favorite songs.

    In a slower but possibly as life altering revolution, AR. Apple is starting this with Apple Vision Pro, but this will need to be miniaturized down to a discrete pair of glasses (like Meta Ray-Bans) with 3 pieces of tech that aren’t there yet:

    1. Even smaller computers (remember when they were the size of shipping containers?)
    2. More efficient batteries
    3. A display technology that both adjusts focus depending on the distance your eyes are focusing at while also occluding reality.

    I’m confident these will exist in our lifetime, but probably not within the next decade. Once they all come together, the way people experience life will change. Both for the better and worse. If capitalism hasn’t been legislatively reigned in a bit, the ads are going to be insane.