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My mother passed recently and was the caregiver for my father who has Parkinson’s and can’t live alone. My parents managed to save some money but not enough to afford him moving to an assisted living facility but has too much to qualify for Medicaid. There won’t be enough money to care for him let alone any sort of inheritance. Fucking system is so fucking broken.
My father has Parkinson’s and my mother, who was his primary caregiver, passed a few months ago. They went from being comfortable with their finances and having a small, but nice home, to my father now going into a nursing home and likely lose everything he owns because of how expensive nursing care is. We are looking at $7k a month with zero assistance from Medicare and he has enough money that he doesn’t qualify for Medicaid but will burn through all his assets in just a short time. It’s ridiculous that people work hard and save and it’s all gone in a flash.