LexisNexis, which generates consumer risk profiles for the insurers, knew about every trip G.M. drivers had taken in their cars, including when they sped, braked too hard or accelerated rapidly.
I used an app version of driving tracking. It gave me an OK discount of around 5-10% just for participation but I didn’t like the fear of tripping it’s alarms - over 80mph and hard braking. It seemed like it could penalize me for the time of day as well, giving different risk ratings for time of day and what day. Sure, 80mph should be easy enough to handle, but the packs of cars on my commute at the time would cause some interesting events where I’d slowly get up to 75 and still get passed. Come up on someone doing 70 and it’s easy to tip into the 80s to make a pass in a faster lane. But the real concern, for me, is that it made me brake softer. I genuinely got concerned I’d rear end someone to not upset the app. I was worried it’d be a subconscious thing that causes a hiccup in my response, making a bad situation worse. Why would I take the penalty for someone who cut me off?
Now, I think I’m a great driver. Lots of experience early on at a dealership, lots of small quick practice sessions for pushing limits to learn and stay honed, re-learning about attentiveness on a motorcycle, and so on. But I don’t trust the rest of the people out here on a good day, let alone worrying about their brake nanny. And I get it, hard braking to save yourself (not just being inattentive or aggressive) is still an indicator of crash liklihood, but fuck that.
This matches what my girlfriend’s experience seemed to be, a weirdness about trying to please the device that has no real awareness of the situation. Second guessing yourself in an emergency isn’t the best outcome.
I used an app version of driving tracking. It gave me an OK discount of around 5-10% just for participation but I didn’t like the fear of tripping it’s alarms - over 80mph and hard braking. It seemed like it could penalize me for the time of day as well, giving different risk ratings for time of day and what day. Sure, 80mph should be easy enough to handle, but the packs of cars on my commute at the time would cause some interesting events where I’d slowly get up to 75 and still get passed. Come up on someone doing 70 and it’s easy to tip into the 80s to make a pass in a faster lane. But the real concern, for me, is that it made me brake softer. I genuinely got concerned I’d rear end someone to not upset the app. I was worried it’d be a subconscious thing that causes a hiccup in my response, making a bad situation worse. Why would I take the penalty for someone who cut me off?
Now, I think I’m a great driver. Lots of experience early on at a dealership, lots of small quick practice sessions for pushing limits to learn and stay honed, re-learning about attentiveness on a motorcycle, and so on. But I don’t trust the rest of the people out here on a good day, let alone worrying about their brake nanny. And I get it, hard braking to save yourself (not just being inattentive or aggressive) is still an indicator of crash liklihood, but fuck that.
This matches what my girlfriend’s experience seemed to be, a weirdness about trying to please the device that has no real awareness of the situation. Second guessing yourself in an emergency isn’t the best outcome.