You seem to have made some good choices but you don’t seem to understand how much luck has to do with the outcome.
It doesn’t take very much to wipe out savings or destroy a plan, especially before you got any funds to handle the unexpected and even more so in the US and it’s low de-comodification.
Get hit by a car by no fault of your own, rack up a high medical bill and be fired due to not being able to work. It’s not that an outlandish scenario and one that most can’t plan for or have money in reserve for.
And that’s of course even harder for someone growing up in a poor household and working minimal wage jobs.
It was no luck, I made well informed decisions and sacrifice a lot making those decisions. I have lived all over the US for a step up. Sacrificed the comfort of friends and family to get that leg up. They don’t hand it to you, you have to claw it away from them.
I agree one bad event can wipe you out, I’m not against those social safety nets. I was once for a brief time on unemployment on a snafu w/ a contract.
I have issue if you willfully run a CC debt or live on student loans and I should have to bail those people out. Cancer, I’m in we can help, you spent 180k on a shit degree it took you 6 years to get, nope. But gucci on a CC, nope.
And I grew up on welfare when my dad left and refused to pay child support (oh the 80’s no enforcement). I’m well familiar of the taste of government cheese and Army PX peanut butter.
It absolutely was luck. You didn’t get hit by a car driven by a driver with no insurance. You didn’t get a rare form of cancer which your own insurance won’t cover. You didn’t get suddenly laid off and have to move because there are no other prospects in your area with good enough pay. All of that is luck, not skill. All of it can wipe someone out financially.
You sure as hell implied it. I talked about thing that are unlucky that can happen to anyone and your response was telling me it didn’t happen to you. Which was my entire point. You were lucky.
Resorting to name calling is a sure way to indicate you’ve been backed into a logical corner, and don’t want to challenge your own beliefs, so you have to denigrate your opponent.
Classic Republican with zero empathy or ability to understand anyone else’s life experience outside of their own privilege. Slaves benefited from being owned, right? STFU.
The lack of empathy AND the concept of the zero sum game. They all think someone has to lose for someone else to gain. I don’t think their brains have the ability to appreciate the concept of a rising tide lifts all boats. That just goes in the shit bucket of “socialism”.
Lots of people of people have called you out on how much luck you’ve had on not getting majorly sick or anything else that might have stopped you from making money.
But you’re also very privileged, or more accurately are in a position that you can’t expect from everyone, because you were free to move cities for your career. Some people just don’t have that comfort. They rely on family or friends to make them through the day. They might have kids, they might need the mental support, whatever.
Even if they could theoretically make it without the financial, practical, or emotional support, you can’t expect people to give that up just for their career.
I’m from Europe and lived in a country with a much higher pay than my home country. After 2 years I moved back because I just was not happy without being close to my family and friends. I would have been much better off financially if I stayed there, even if just for a few years longer, but it was just not a sacrifice I was willing to make.
Have you ever heard of the just world fallacy?
You seem to have made some good choices but you don’t seem to understand how much luck has to do with the outcome.
It doesn’t take very much to wipe out savings or destroy a plan, especially before you got any funds to handle the unexpected and even more so in the US and it’s low de-comodification.
Get hit by a car by no fault of your own, rack up a high medical bill and be fired due to not being able to work. It’s not that an outlandish scenario and one that most can’t plan for or have money in reserve for.
And that’s of course even harder for someone growing up in a poor household and working minimal wage jobs.
It was no luck, I made well informed decisions and sacrifice a lot making those decisions. I have lived all over the US for a step up. Sacrificed the comfort of friends and family to get that leg up. They don’t hand it to you, you have to claw it away from them.
I agree one bad event can wipe you out, I’m not against those social safety nets. I was once for a brief time on unemployment on a snafu w/ a contract.
I have issue if you willfully run a CC debt or live on student loans and I should have to bail those people out. Cancer, I’m in we can help, you spent 180k on a shit degree it took you 6 years to get, nope. But gucci on a CC, nope.
And I grew up on welfare when my dad left and refused to pay child support (oh the 80’s no enforcement). I’m well familiar of the taste of government cheese and Army PX peanut butter.
It absolutely was luck. You didn’t get hit by a car driven by a driver with no insurance. You didn’t get a rare form of cancer which your own insurance won’t cover. You didn’t get suddenly laid off and have to move because there are no other prospects in your area with good enough pay. All of that is luck, not skill. All of it can wipe someone out financially.
Driver w/ no insurance. Bury them under the jail.
I am very sorry about the cancer, thats something I can’t comment on as I have no idea whats that like to deal with.
As for the move well I don’t have enough info on the where to where and I wouldnt cause pssible doxxing. reddit was the worst of that.
“I don’t know what it’s like to deal with cancer, but it definitely isn’t luck that I succeeded without getting cancer and ruining my finances.”
Sure, pal.
Removed by mod
You sure as hell implied it. I talked about thing that are unlucky that can happen to anyone and your response was telling me it didn’t happen to you. Which was my entire point. You were lucky.
You are delusional w/ a victim complex.
Resorting to name calling is a sure way to indicate you’ve been backed into a logical corner, and don’t want to challenge your own beliefs, so you have to denigrate your opponent.
Blocked it is.
Classic Republican with zero empathy or ability to understand anyone else’s life experience outside of their own privilege. Slaves benefited from being owned, right? STFU.
100% this. The astounding lack of empathy here is sad.
The lack of empathy AND the concept of the zero sum game. They all think someone has to lose for someone else to gain. I don’t think their brains have the ability to appreciate the concept of a rising tide lifts all boats. That just goes in the shit bucket of “socialism”.
Lots of people of people have called you out on how much luck you’ve had on not getting majorly sick or anything else that might have stopped you from making money.
But you’re also very privileged, or more accurately are in a position that you can’t expect from everyone, because you were free to move cities for your career. Some people just don’t have that comfort. They rely on family or friends to make them through the day. They might have kids, they might need the mental support, whatever.
Even if they could theoretically make it without the financial, practical, or emotional support, you can’t expect people to give that up just for their career.
I’m from Europe and lived in a country with a much higher pay than my home country. After 2 years I moved back because I just was not happy without being close to my family and friends. I would have been much better off financially if I stayed there, even if just for a few years longer, but it was just not a sacrifice I was willing to make.