Most good credit cards have some form cash back, as in they give you a little bit of the credit card processing fee they place on merchants. Credit card benefits vary from card to card.
We use credit cards so much because it builds our credit score, which makes it significantly easier to take out loans for large purchases (eg car, house, etc) or rent an apartment.
We do have “normal” cards, they’re called debit cards. You are right that it’s weird and bizarre and dangerous. You shouldn’t be using credit cards if you’re living paycheck to paycheck imo.
Most good credit cards have some form cash back, as in they give you a little bit of the credit card processing fee they place on merchants. Credit card benefits vary from card to card.
We use credit cards so much because it builds our credit score, which makes it significantly easier to take out loans for large purchases (eg car, house, etc) or rent an apartment.
We do have “normal” cards, they’re called debit cards. You are right that it’s weird and bizarre and dangerous. You shouldn’t be using credit cards if you’re living paycheck to paycheck imo.