Everything was reported and changed, fairly quickly to our luck. Another charge was denied the next day.
Credit Card Numbers by themselves are technically worthless because you have no guarantee they aren’t just randomly generated.
Verified Credit Cards are worth significantly more on the black market. There is no reason to set off fraud detection by using a fake address. Those resellers do not want the goods - they want good credit card numbers.
Significantly less risk in reselling numbers compared to goods and no logistics, or fencing, to speak of.
But sending the goods to the actual cardholder informs them of the fraudulent use, pretty much ensuring they deactivate the card number. Talk about burning the bridge you’re standing on…
There are a significant number of people who won’t put it together, and call the bank.
The person who’s name is on the card - might not even have access to cancel the card. My mother’s identity was stolen like this - they opened many many credit cards, and she got a lot of absolute garbage in the mail for months. There was no one for her to call. She didn’t open them.
She locked her identify but it means about fuck all cause people kept opening cards anyways.