You don’t have a family doctor, and you can’t get an admission bed. So you end up waiting and waiting in the ER for a physician who might not be able to help much, writes Dr. Brian Wall.
If it was their only goal than every corporation would raise prices as much as they could.
That’s what they do though. Basically all corporations raise prices as much as they can. That’s how they profit.
It’s clear you don’t know what beholden means.
Maybe it’s a regional difference in how it’s used. I really don’t fucking care. But I’m glad to see you managed to find a way to be condescending.
Its against the law for doctors to refuse treatment based on insurance.
That only really applies for emergencies. And youre forgetting my original claim, going on some unrelated tangent. Like i said, basically no medical examination or procedure ever happens unless a medical professional gets the go-ahead from a health insurance company. If the insurance company says no, then tough luck, no cancer screening for you. If the insurance company says no, then tough luck, no blood work for you, etc.
They could raise prices and make more money but they didn’t.
It is extremely illegal to price gouge during an emergency. Corporations following basic decency due to regulation isn’t a valid argument.
It’s not a regional difference, you misuse words you don’t know the meaning of then get mad when you get called out.
Glad to know we have somebody omniscient on our hands.
your new claim that most medical procedures require insurance approval.
I made the claim 2 comments into this thread. It was the original claim.
Do you know what many Canadians do when they can’t see a doctor or the wait for cancer surgery is too long. They come to the U.S. without insurance and get treated.
Correction, 0.0001% of Canadians do this per year. So basically they just don’t. They use their own medical system.
And if I had to guess, I’d say nearly all of the Canadians that do so are rich. So this is an even weaker point than it initially seems.
And the conservative party in Canada has been defunding their healthcare system so they could later point to their single payer system being a failure in need of privatization (read exploitation).
Almost everyone in the US has insurance so the small groups/edge cases are all that is left.
But as I’ve already pointed out, having insurance doesn’t mean jack shit. If you go out if network you’re fucked. If you have terrible insurance that doesn’t cover anything you’re fucked. If your health insurance deductible is high then you’re fucked. If your insurance company says no, then you’re effectively never going to get the procedure. That means they’re shit out of luck because usually the cost of paying out of pocket is ridiculously high.
Health insurance companies have an ingrained motivation to deny health coverage and pay as little as possible at all times. Otherwise their CEO won’t be able to afford a new yaht for the month.
Lastly the number of PT sessions covered by insurance is woefully low, it is common for patients to pay for extra PT sessions.
Without actually breaking down how many people recieve physical therapy, how many get denied, and how many pay, you’re just talking out of your ass.
The uninsured are able to see family doctors.
Prove it. Show me what percentage of uninsured Americans regularly go to a family doctor.
The bottom line is with a public system government approval is required, in a private system insurance approval is not required.
This is incredibly out of touch with reality. Have you ever had a health insurance company deny you coverage? What about them denying coverage after the fact? Have you ever been uninsured?
Either way you need approval from a 3rd party either government or insurance. And insurance is profit motivated. They will happily deny you coverage even if it kills you so they make a profit.
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That’s what they do though. Basically all corporations raise prices as much as they can. That’s how they profit.
Maybe it’s a regional difference in how it’s used. I really don’t fucking care. But I’m glad to see you managed to find a way to be condescending.
That only really applies for emergencies. And youre forgetting my original claim, going on some unrelated tangent. Like i said, basically no medical examination or procedure ever happens unless a medical professional gets the go-ahead from a health insurance company. If the insurance company says no, then tough luck, no cancer screening for you. If the insurance company says no, then tough luck, no blood work for you, etc.
Also:
https://www.baizlaw.com/can-doctor-deny-treatment-options/
“The doctor does not have a working relationship with the patient’s healthcare insurance provider”.
I never said anything about doctors refusing treatment based on insurance. That’s a strawman, and not even one that works in your favor.
You sure love to point to exceptions when people are talking about the general trend.
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It is extremely illegal to price gouge during an emergency. Corporations following basic decency due to regulation isn’t a valid argument.
Glad to know we have somebody omniscient on our hands.
I made the claim 2 comments into this thread. It was the original claim.
Correction, 0.0001% of Canadians do this per year. So basically they just don’t. They use their own medical system.
And if I had to guess, I’d say nearly all of the Canadians that do so are rich. So this is an even weaker point than it initially seems.
https://www.usnews.com/news/best-countries/articles/2016-08-03/canadians-increasingly-come-to-us-for-health-care
And the conservative party in Canada has been defunding their healthcare system so they could later point to their single payer system being a failure in need of privatization (read exploitation).
But as I’ve already pointed out, having insurance doesn’t mean jack shit. If you go out if network you’re fucked. If you have terrible insurance that doesn’t cover anything you’re fucked. If your health insurance deductible is high then you’re fucked. If your insurance company says no, then you’re effectively never going to get the procedure. That means they’re shit out of luck because usually the cost of paying out of pocket is ridiculously high.
Health insurance companies have an ingrained motivation to deny health coverage and pay as little as possible at all times. Otherwise their CEO won’t be able to afford a new yaht for the month.
Without actually breaking down how many people recieve physical therapy, how many get denied, and how many pay, you’re just talking out of your ass.
Prove it. Show me what percentage of uninsured Americans regularly go to a family doctor.
This is incredibly out of touch with reality. Have you ever had a health insurance company deny you coverage? What about them denying coverage after the fact? Have you ever been uninsured?
Either way you need approval from a 3rd party either government or insurance. And insurance is profit motivated. They will happily deny you coverage even if it kills you so they make a profit.
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