FOSS/self hosted preferred, but open to anything!
Actual Budget is very good. I’m self hosting but you can host with pikapods or other public services and be up and running very quickly.
It’s YNAB -esque in implementation.
The easy to deploy with pikapods seems tempting and really cheap. I may try it
I moved to doing it on my own on Google Sheets (with the envelope system and all) because as convenient as Actual Budget was at the time* I found it lacking in graphs and reports, which I find more important. My Google Sheet, though has more upkeep, I can query and make almost any kind of report or graph I need.
What’s the reporting/graphs like now?
*I even paid for a few months to trial it and I think the mobile app as well… I think. I remember entering something on my phone with Actual Budget
They’ve simplified the use of it in a way. Effectively just a website but reactive so access on a phone is simplified.
On the graphs and reports. There’s been a lot of work in the last two months, there was a limiting factor in the original choice in graphing library, but I’ve seen a Sankey graph, which seemed interesting. But more importantly there is a “custom reporting” which will probably not be as flexible as hand rolling your own Google sheet, but does give you a lot of control.
You can test out the demo budget :https://demo.actualbudget.org
And if you go into settings >advanced> experimental features, you can enable the in progress custom reports…
oooh okay. That is much better than before from what I’ve tried. And a bunch more graphs. I made it crash though by selecting it. And I do miss the interface and just the ease of things. Thanks gonna try it out when I can.
Wow fuck Intuit. I’ll make sure I never give them another dollar in my life.
A little late here - but I adore YNAB. I’ll talk about it all day but at it’s base it functions off of a digitized envelope system rather than trying to match projected inputs to projected outputs every month.
YNAB has the automatic uploads of transactions (and does try to guess a category for you but you do have to review and approve).
It is fairly expensive. Although the family plan works if you have anyone you’re open about finances with (or simply trust the family “owner” not to peek - like my younger sister decided to trust me not to look.)
Oh good. Glad I signed up 2 hours ago. Fucking A.
Seems like a stupid move to destroy such a popular platform, and highlights the risk of relying on cloud services.
It really does. I’ve been migrating away from cloud services this past year, wasn’t planning on losing Mint but there’s no time like the present, I suppose.
For me, the killer feature of Mint is that it connected to my accounts and aggregated all my transactions automatically. I cannot and will not input transaction data manually, so things like YNAB are absolutely useless to me.
I’ve never heard of any other app, free or paid, that can do what Mint can do.
It looks like ynab does do this now. I remember when it was just software on your computer, but it’s a full cloud app now (complete with $15/month price tag).
I’m on the hunt for a new solution, too. I may try it.
Ugh. I shared this with my wife and she is really saddened by the news. We have over a decade of historical data on Mint and she really values the insights it has been able to give to her in planning for a family.
Hopefully, the community can suggest some viable alternatives :|
Fuck Intuit. I wish they never bought mint and I hope they go bankrupt
My wife and I use Monarch Money. It’s good, but not free.
$15 a month is steep. It took longer than it should’ve for me to find that price too, so I get sketchy vibes from this service
I use rocket money. Its free, automatically integrates with all your banks/cards and has great budgeting features. Its not FOSS or self hosted though
Premium: We allow members to choose your own price for Premium. You can choose on a sliding scale between $3-$12/month. The $3 - $5 options are billed annually.
In case anyone ask how much it cost