I’m in New England, so similar levels of cold winters as MN and most of Canada by population. Really it’s something you adapt to and it becomes your normal.

Sometimes you cannot go out, even for work, because of a giant snow storm. Sometimes you need to wear a heavy duty coat to go to work or go grocery shopping. That’s about it. When you’re inside and it’s cold you have the heat on and wear nice socks/slippers.

The nice thing about the cold is you can always put more clothes on, add more heat. There only so many layers of clothes you can remove to deal with hot weather…