• Nougat@kbin.social
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    1 year ago

    It’s not difficult to use credit cards responsibly if you are already financially secure.

    ftfy

    • CmdrShepard@lemmy.one
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      1 year ago

      You could only spend $5 a month using a credit card and still build up a good credit score/history by paying it off each month. Whether credit cards exist or not, your financial situation is still going to be the same, so you might as well use them to your advantage.