idk man I just need to vent i guess
my employer “provides” health insurance in exchange for my time and labor, and for that great privilege they take $600 out of my paycheck every month (covers me, my wife, and our 1yo son)
that’s half our monthly mortgage payment; it’s 2/3 our monthly grocery bill
why?
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Damn it’s really that cheap?
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I’m from a place in Europe. Had complicated surgery recently. I technically made money from it. And once the scar and minor disability is calculated, I’ll probably make even more. To put things in perspective, I mean.
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It’s not a lot of money and certainly not worth it. I’m just making a point that I financially go positive rather than negative. The money comes from a private insurer that makes money every year. I’m pretty sure they are on top of things. This is not some advanced insurance scam; it’s the realisation that an accident is something to be compensated for and not punished for. No-one wants to be in an accident (edge cases blah blah).
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You’re kidding me, right? I lived in a few of those “best healthcare in the world” countries, and I was paying 400-600€ per month. Forcefully. By law.
The healthcare costs afterwards are much lower than in the US exactly because this system exists. But neither OP nor you have even the basics right on how and why those markets are shaped to be this way.
Instead you live in a fairytale world where in the US an evil employer deducted 600$ from your paycheck to pay for your health insurance, while in some universal healthcare countries it’s just “free”.
So, funnily enough, there’s as usual here an army of lemmings upvoting your BS and downvoting me. While the healthcare in Europe is affordable specifically because the government forcefully takes about 600$ out of your paycheck and gives to the insurance. And neither you nor the employer have any chance to say no to that.