TL:DR Studies on financial education show it helps increase savings rates, but has virtually zero impact on whether someone will default on loans. The article suggests that financial discussions at home are important.
Really though, the article is raising discussion points and doesn’t really suggest what actions we should take (that I noticed, anyway).
The Conversation is a platform for academic experts to write their own articles about things they are experts in. The unfortunate truth of science is that science is boring, and any interesting article about science is overplaying the significance of whatever it’s talking about.
Academics aren’t entertainers, and they know that pretty much no study lets you draw definitive conclusions, so the articles are a little different from what others put out.
I’ve read comments longer than this article. It seemed like a quick read to me?
This was a relatively brief article, at least by their standards.
So why are you whinging then?